
Scottie Financial understands that in business, time, flexibility, and funding are critical. Securing funding shouldn't take months.
Our commercial solutions are designed to meet your priorities and ensure your success, consistently upholding key commercial customer standards.
We take pride in our long-standing heritage of expert service and are dedicated to providing personalized lending solutions with a genuine human touch.


Our Commercial Full Doc product offers flexible lending options for both PAYG and self-employed borrowers.

Our Commercial Low Doc product provides customized financing solutions for self-employed individuals, accepting alternative income verification methods.

Our Commercial Lease Doc product offers flexible financing options. You can utilize the rental income from your commercial property as the primary source of income verification.

Our tailored SMSF loan is designed to support your investments within your SMSF. It's ideal for individuals seeking to diversify their superannuation portfolio by investing in commercial property.

Tap into development potential with our customized Development Loans, catering to small to medium-sized development projects.

Facilitate your rural business endeavors with our Rural Loans, specifically designed for non-metro properties exceeding 100 acres utilized for business purposes.

Maximize the potential of your property developments with our Residual Stock Loan. This option allows you to refinance completed but unsold stock within the development, unlocking equity to consolidate other debts, fund your next project, and achieve more.
Scottie Financial was established because a much better way of delivering Australian specialist lending is available and overdue.
More than ever, brokers and borrowers need a specialist lending partner able to bring them:
✔️ A comprehensive and flexible product range
✔️ Competitive rates with no ongoing fees
✔️ Comprehensive digital operations, delivering faster and simpler approvals across all loans every time
✔️ A highly experienced Credit team equipped to deliver high quality service and results to all business partners.


Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000
* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate quoted is effective 4th December 2023, the actual interest rate applicable will depend on our assessment criteria. Terms, conditions, fees, charges and Scottie Financial lending criteria apply.
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