Residential Self Managed Super Fund

Residential SMSF

From 7.39% comparison rate

Residential – Our Residential SMSF Loans are crafted for Australian residents aiming to enhance their superannuation portfolios through residential property investments. Whether you have an established SMSF or are in the process of establishing one, our product is ideal for those interested in acquiring or refinancing residential investment properties as a single asset within their SMSF. At La Trobe Financial, we comprehend the distinctive requirements of SMSF investors and provide tailored solutions to assist you in reaching your financial objectives.

Key Benefits

Superannuation

Our SMSF Loans are formulated to bolster your superannuation portfolio through residential property investments.

Appropriate for Different SMSF Phases

Our product is tailored to accommodate your needs, whether you already have an established SMSF or are in the process of setting one up.

Individualized Assistance

We handle each mortgage application uniquely, offering personalized service to address your specific needs and circumstances.

SMSF Residential

Current Rate^: 7.39%

Comparison Rate*: N/A

Security Type: Residential security

Loan Purpose: Purchase & Refinance of Investment

Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%

Personal or Business/Investment Purposes: Business/Investment only

Minimum Loan Amount: $100,000

Maximum Loan Amount: $1,500,000 (80% LVR)

Maximum LVR: 80%

Lenders Mortgage Insurance Required: No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest

Maximum Interest Only Term: N/A

Interest Rate Type: Variable

Redraw Available: No

Application Fee (Excl. Val. & Legal Fees): from $995

Risk Fee: $0

Additional Repayments: Yes

Let's Get Lending From The Expert

We Are Here To Help

Scottie Financial was established because a much better way of delivering Australian specialist lending is available and overdue.
More than ever, brokers and borrowers need a specialist lending partner able to bring them:

✔️ A comprehensive and flexible product range

✔️ Competitive rates with no ongoing fees
✔️ Comprehensive digital operations, delivering faster and simpler approvals across all loans every time

✔️ A highly experienced Credit team equipped to deliver high quality service and results to all business partners.

Contact Us

Target Market Determination

Complaints

Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000

* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate quoted is effective 4th December 2023, the actual interest rate applicable will depend on our assessment criteria. Terms, conditions, fees, charges and Scottie Financial lending criteria apply.