Commercial SMSF

From 8.09% variable rate

Commercial – Our Commercial SMSF loan product is specifically crafted for individuals aiming to enhance their superannuation portfolio through commercial property investments. It offers a tailored financing solution to meet the unique needs of your self-managed superannuation fund. Whether you want to diversify your superannuation investments or explore opportunities in the commercial property market, our SMSF loan is designed to support your financial goals.

Key Benefits

SMSF Assistance

Our residential loans are crafted to meet the needs of Australians, offering both flexibility and convenience.

Diversification Opportunities

Helps diversify your superannuation investments by tapping into the commercial property market.

Tailored Service

We handle each mortgage application individually, offering personalized service to meet your specific needs and circumstances.

SMSF

Current Rate^: 8.09%

Comparison Rate*: N/A

Security Type: Commercial security

Loan Purpose: Purchase & Refinance of Investment

Verification Required: 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%

Personal or Business/Investment Purposes: Business/Investment only

Minimum Loan Amount: $100,000

Maximum Loan Amount: $5,000,000

Maximum LVR: 75%

Lenders Mortgage Insurance Required: No

Maximum Loan Term: 30 Years

Repayment Type: Principal & Interest Only

Maximum Interest Only Term: 5 Years

Interest Rate Type: Variable

Redraw Available: Yes^

Application Fee (Excl. Val. & Legal Fees): from 1.25% of the loan amount

Risk Fee: $0

Additional Repayments: Yes – conditions may apply

Let's Get Lending From The Expert

We Are Here To Help

Scottie Financial was established because a much better way of delivering Australian specialist lending is available and overdue.
More than ever, brokers and borrowers need a specialist lending partner able to bring them:

✔️ A comprehensive and flexible product range

✔️ Competitive rates with no ongoing fees
✔️ Comprehensive digital operations, delivering faster and simpler approvals across all loans every time

✔️ A highly experienced Credit team equipped to deliver high quality service and results to all business partners.

Contact Us

Target Market Determination

Complaints

Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000

* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate quoted is effective 4th December 2023, the actual interest rate applicable will depend on our assessment criteria. Terms, conditions, fees, charges and Scottie Financial lending criteria apply.