Commercial – Our Commercial Lease Doc product offers flexible financing options for individuals seeking to purchase, refinance, or release equity from commercial properties. The primary income verification required for this loan is the current lease from the security property, simplifying and expediting the assessment process.


Utilisation of Rental Income
With Commercial Lease Doc, you can utilize rental income from your commercial property as the primary income verification.

Adaptable Funding
Ideal for purchasing, refinancing, or releasing equity, providing a versatile solution for a range of loan requirements.

Straightforward Procedure
By primarily relying on the current lease for income verification, this product simplifies the lending process for borrowers.
Lease Doc
Current Rate^: 8.09%
Comparison Rate*: N/A
Security Type: Commercial security
Loan Purpose: Purchase, Refinance and Debt consolidation
Verification Required: Full lease agreement
Personal or Business/Investment Purposes: Both
Minimum Loan Amount: $100,000
Maximum Loan Amount: $25,000,000 (70% LVR), $3,000,000 (75% LVR)
Maximum LVR: 75%
Lenders Mortgage Insurance Required: No
Maximum Loan Term: 30 Years
Repayment Type: Principal & Interest Only and/or Interest Only
Maximum Interest Only Term: 5 Years
Interest Rate Type: Variable
Redraw Available: Yes^
Application Fee (Excl. Val. & Legal Fees): from 1.25% of the loan amount
Risk Fee: $0
Additional Repayments: No
Scottie Financial was established because a much better way of delivering Australian specialist lending is available and overdue.
More than ever, brokers and borrowers need a specialist lending partner able to bring them:
✔️ A comprehensive and flexible product range
✔️ Competitive rates with no ongoing fees
✔️ Comprehensive digital operations, delivering faster and simpler approvals across all loans every time
✔️ A highly experienced Credit team equipped to deliver high quality service and results to all business partners.


Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000
* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate quoted is effective 4th December 2023, the actual interest rate applicable will depend on our assessment criteria. Terms, conditions, fees, charges and Scottie Financial lending criteria apply.
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