Residential Loan
Financing for today's residential borrowers
Residential Loans
A family's future security begins with the roof over their heads. That's why Scottie Financial is dedicated to providing solutions that support your journey every step of the way.
Today's borrowers are unique individuals. Exceptional lending is about supporting each journey.
We take pride in our long-standing heritage of expert service and are dedicated to providing personalized lending solutions with a genuine human touch.
Residential Products
Owner-occupied or Investment
Explore our owner-occupied and investment loans, tailored for Australians pursuing home ownership or property investment. These loans offer flexible features, including a redraw facility and cash-out options for personal, business, or investment purposes, along with income verification.
Self-employed
Discover our Self-Employed Loans, featuring alternative income verification methods. These loans are specifically designed to support the self-employed community.
Construction
Make your plans a reality with our Construction Loans, ideal for building new homes, making investments, or expanding your current residence.
Self Managed Super Fund (SMSF)
Specifically crafted for Australian residents with existing or newly established SMSFs, these options are ideal for those looking to invest in residential property as part of their superannuation portfolio.
Everyday Heroes
Offering our heroes discounted residential loan rates, the Everyday Heroes Loan® is available for eligible Police, Fire, ADF, and Emergency Medical Services personnel.
Bridging Loan
Our Bridging Loan is designed to facilitate a smooth property transition, providing short-term financing for purchasing or building a new property before selling your existing one.
International Borrower
Our International Borrower Loans enable you to invest in Australian property, offering tailored solutions for eligible non-residents and expatriates.
Rural Residential
Achieve your rural property ambitions with our Residential-Rural Loans. These loans are designed for purchasing or refinancing non-metro residential-rural properties, whether for personal use or investment purposes.
Let's Get Lending From The Expert
We Are Here To Help
Scottie Financial was established because a much better way of delivering Australian specialist lending is available and overdue.
More than ever, brokers and borrowers need a specialist lending partner able to bring them:
✔️ A comprehensive and flexible product range
✔️ Competitive rates with no ongoing fees
✔️ Comprehensive digital operations, delivering faster and simpler approvals across all loans every time
✔️ A highly experienced Credit team equipped to deliver high quality service and results to all business partners.
Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000
* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate quoted is effective 4th December 2023, the actual interest rate applicable will depend on our assessment criteria. Terms, conditions, fees, charges and Scottie Financial lending criteria apply.
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