Rural

From 9.74% variable rate

Explore Our Commercial Rural Loans: Ideal for individuals or companies interested in acquiring non-metro rural properties spanning over 100 acres for business purposes. Whether you’re expanding your agricultural endeavors, establishing a rural business, or investing in large-scale rural properties, our loan product is meticulously designed to cater to your specific needs. Backed by flexible financing options and a profound understanding of rural business dynamics, we’re here to support your rural ventures.

Key Benefits

Expanding Business

Our specialized Rural Loans provide essential financing for non-metro properties spanning over 100 acres, supporting your rural business endeavors.

Tailored Service

Our approach involves treating each mortgage application as unique, ensuring personalized service that aligns with your specific needs and circumstances.

Rural Expertise

Our financing solutions come with an in-depth grasp of rural business dynamics, bolstering your endeavors in non-metro rural properties.

Rural

Current Rate^: 9.74%

Comparison Rate*: N/A

Security Type: Rural > 100 acres

Loan Purpose: Purchase, refinance and debt consolidation for personal or business/investment purposes.

Verification Required: Full or Low Doc methods

Personal or Business/Investment Purposes: Both

Minimum Loan Amount: $100,000

Maximum Loan Amount: $2,000,000

Maximum LVR: 50%

Lenders Mortgage Insurance Required: No

Maximum Loan Term: 5 Years

Repayment Type: Interest Only

Maximum Interest Only Term: 5 Years

Interest Rate Type: Variable

Redraw Available: Yes^

Application Fee (Excl. Val. & Legal Fees): from 1.25% of the loan amount

Risk Fee: $0

Additional Repayments: No

Let's Get Lending From The Expert

We Are Here To Help

Scottie Financial was established because a much better way of delivering Australian specialist lending is available and overdue.
More than ever, brokers and borrowers need a specialist lending partner able to bring them:

✔️ A comprehensive and flexible product range

✔️ Competitive rates with no ongoing fees
✔️ Comprehensive digital operations, delivering faster and simpler approvals across all loans every time

✔️ A highly experienced Credit team equipped to deliver high quality service and results to all business partners.

Contact Us

Target Market Determination

Complaints

Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000

* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The interest rate quoted is effective 4th December 2023, the actual interest rate applicable will depend on our assessment criteria. Terms, conditions, fees, charges and Scottie Financial lending criteria apply.